Cambium

Protect your client's build budget from currency moves

Your clients' capital is in dollars. Their construction costs are entirely in pesos. Over 12 to 24 months of phased draws, every conversion is an unmanaged risk — sitting with you informally. Cambium removes it.

The problem

HNWI buyers building custom homes within master-planned communities — Chileno Bay, Querencia, and similar — have capital entirely in USD and construction costs entirely in MXN.

Many builds are managed by turnkey project management companies who handle procurement, project management, and payments on behalf of the client.

These PM companies are already managing the FX conversion — almost certainly with no structured product. Engineers and project managers build FX contingencies into budgets rather than hedging.

The client often has no visibility into the FX risk embedded in their build cost.

How Cambium solves this

Cambium provides a structured product with transparent pricing and the ability for the end client to see and understand their locked rate and exposure.

For PM companies, recommending Cambium is a service upgrade — it removes a risk that currently sits with you informally and gives your clients confidence that their budget is protected.

One partnership covers a pipeline of builds simultaneously.

Custom home build — $1,200,000 over 18 months

Transaction: $1,200,000 over 18 months

Without hedging — your exposure

Rate at maturity: 16.5000

19,800,000 MXN

With Cambium — locked rate

Locked forward rate: 17.5800

21,096,000 MXN

Potential cost of not hedging

1,296,000 MXN (~$78,500)

Illustrative example only. Rates shown are hypothetical and do not represent current market conditions. Past exchange rate movements are not indicative of future performance.

Discuss your client pipeline

We take on a limited number of new clients each quarter to ensure dedicated attention.